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  <!-- US Hub + National calculators -->
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  <!-- State-specific mortgage calculators -->
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  <url><loc>https://calculatorshub.lovable.app/us/michigan/mortgage-calculator</loc><priority>0.85</priority></url>

  <!-- State property tax calculators -->
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  <!-- State take-home pay calculators -->
  <url><loc>https://calculatorshub.lovable.app/us/california/take-home-pay-calculator</loc><priority>0.85</priority></url>
  <url><loc>https://calculatorshub.lovable.app/us/texas/take-home-pay-calculator</loc><priority>0.85</priority></url>
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  <!-- New investing, SaaS, debt & housing calculators -->
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  <url><loc>https://calculatorshub.lovable.app/calculator/irr-calculator</loc><priority>0.8</priority></url>
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  <url><loc>https://calculatorshub.lovable.app/calculator/real-return-calculator</loc><priority>0.8</priority></url>
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  <url><loc>https://calculatorshub.lovable.app/calculator/portfolio-rebalancing-calculator</loc><priority>0.8</priority></url>
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  <url><loc>https://calculatorshub.lovable.app/calculator/ltv-cac-ratio-calculator</loc><priority>0.8</priority></url>
  <url><loc>https://calculatorshub.lovable.app/calculator/saas-magic-number-calculator</loc><priority>0.8</priority></url>
  <url><loc>https://calculatorshub.lovable.app/calculator/rule-of-40-calculator</loc><priority>0.8</priority></url>
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